Loan calculator (monthly payment)

Work out the monthly payment on a loan, and how much interest you pay in total.

Loan amount

Interest rate per year (%)

Term in years

Currency

How it works

The calculator uses the standard formula for a loan with equal monthly payments (an annuity loan, called EMI in some countries). Interest is charged each month on what you still owe.

Fees, insurance and changing interest rates are not included. The offer from your bank is what counts. Use this to compare offers and to see what a longer term really costs.

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